/* ==========================================================================
   DXN GEM - Premium Financial Design System
   ========================================================================== */

/* Imports */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Outfit:wght@400;500;600;700;800&display=swap');

/* Variables */
:root {
    --primary: #0a192f;        /* Navy oscuro financiero */
    --primary-light: #172a45;  /* Navy medio */
    --secondary: #0066cc;      /* Azul digital bancario */
    --secondary-hover: #0052a3;/* Azul digital más oscuro */
    --accent: #d97706;         /* Oro / Ámbar para prestigio */
    --accent-hover: #b45309;   /* Ámbar oscuro */
    --accent-light: #fef3c7;   /* Ámbar claro */
    --success: #10b981;        /* Verde esmeralda (seguro/aprobado) */
    --success-light: #ecfdf5;  /* Verde claro */
    --danger: #ef4444;
    --text-dark: #0f172a;      /* Slate 900 */
    --text-muted: #64748b;     /* Slate 500 */
    --text-light: #f8fafc;     /* Slate 50 */
    --bg-light: #f8fafc;       /* Fondo general claro */
    --bg-white: #ffffff;
    --border: #e2e8f0;         /* Slate 200 */
    --font-heading: 'Outfit', sans-serif;
    --font-body: 'Inter', sans-serif;
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.1);
    --shadow-md: 0 4px 20px -2px rgba(15, 23, 42, 0.08);
    --shadow-lg: 0 10px 30px -5px rgba(15, 23, 42, 0.12);
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --border-radius: 12px;
}

/* Reset & Base */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-body);
    color: var(--text-dark);
    background-color: var(--bg-light);
    line-height: 1.6;
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    color: var(--primary);
    font-weight: 700;
    line-height: 1.25;
}

a {
    color: var(--secondary);
    text-decoration: none;
    transition: var(--transition);
}

a:hover {
    color: var(--secondary-hover);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul {
    list-style: none;
}

/* Layout Utilities */
.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

.section {
    padding: 80px 0;
}

.section-bg {
    background-color: var(--bg-white);
}

.section-dark {
    background-color: var(--primary);
    color: var(--text-light);
}

.section-dark h2, .section-dark h3 {
    color: var(--text-light);
}

.grid-2 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
    align-items: center;
}

.grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

@media (max-width: 992px) {
    .grid-3 {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .grid-2, .grid-3 {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    .section {
        padding: 50px 0;
    }
}

/* Text alignment & spacing */
.text-center { text-align: center; }
.mb-1 { margin-bottom: 8px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }
.mb-4 { margin-bottom: 32px; }
.mb-5 { margin-bottom: 48px; }

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 14px 28px;
    border-radius: var(--border-radius);
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 1rem;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    gap: 8px;
}

.btn-primary {
    background-color: var(--secondary);
    color: var(--text-light);
}

.btn-primary:hover {
    background-color: var(--secondary-hover);
    color: var(--text-light);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0, 102, 204, 0.3);
}

.btn-accent {
    background-color: var(--accent);
    color: var(--text-light);
}

.btn-accent:hover {
    background-color: var(--accent-hover);
    color: var(--text-light);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(217, 119, 6, 0.3);
}

.btn-outline {
    background-color: transparent;
    border: 2px solid var(--secondary);
    color: var(--secondary);
}

.btn-outline:hover {
    background-color: var(--secondary);
    color: var(--text-light);
    transform: translateY(-2px);
}

.btn-outline-white {
    background-color: transparent;
    border: 2px solid var(--text-light);
    color: var(--text-light);
}

.btn-outline-white:hover {
    background-color: var(--text-light);
    color: var(--primary);
    transform: translateY(-2px);
}

.btn-sm {
    padding: 8px 16px;
    font-size: 0.875rem;
}

/* Header */
.header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background-color: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(8px);
    box-shadow: var(--shadow-sm);
    z-index: 1000;
    transition: var(--transition);
}

.header-scrolled {
    padding: 10px 0;
    box-shadow: var(--shadow-md);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
}

.logo-partner-left {
    flex: 1;
    display: flex;
    justify-content: flex-start;
    align-items: center;
    padding-left: 110px;
}

.logo-partner-right {
    flex: 1;
    display: flex;
    justify-content: flex-end;
    align-items: center;
}

.nav {
    display: flex;
    justify-content: center;
    align-items: center;
}

.nav-right-group {
    display: flex;
    align-items: center;
    gap: 30px;
}

.partner-logo {
    width: auto;
    object-fit: contain;
    mix-blend-mode: multiply;
    opacity: 0.9;
    transition: var(--transition);
}

.partner-logo:hover {
    opacity: 1;
    transform: scale(1.03);
}

.logo-club {
    height: 68px;
}

.logo-broxel {
    height: 30px;
}

@media (max-width: 768px) {
    .logo-partner-right {
        margin-right: 15px;
    }
    .logo-club {
        height: 50px;
    }
    .logo-broxel {
        height: 22px;
    }
}

@media (max-width: 480px) {
    .logo-partner-right {
        margin-right: 10px;
    }
    .logo-club {
        height: 44px;
    }
    .logo-broxel {
        height: 18px;
    }
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 1.5rem;
    color: var(--primary);
}

.logo span {
    color: var(--secondary);
}

.logo img {
    height: 48px;
    width: auto;
}

.nav-links {
    display: flex;
    gap: 32px;
    align-items: center;
}

.nav-link {
    font-family: var(--font-heading);
    font-weight: 600;
    color: var(--primary);
    font-size: 0.95rem;
    position: relative;
    padding: 6px 0;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--secondary);
    transition: var(--transition);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.nav-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 1.5rem;
    cursor: pointer;
    color: var(--primary);
}

@media (max-width: 992px) {
    .nav-toggle {
        display: block;
    }

    .logo-partner-left {
        flex: none;
        padding-left: 0;
    }

    .logo-partner-right {
        flex: none;
        order: 2;
        margin-left: auto;
        margin-right: 20px;
    }

    .nav {
        flex: none;
        order: 3;
    }

    .nav-links {
        position: fixed;
        top: 80px;
        right: -100%;
        width: 80%;
        max-width: 320px;
        height: calc(100vh - 80px);
        background-color: var(--bg-white);
        box-shadow: -4px 0 20px rgba(0,0,0,0.05);
        flex-direction: column;
        align-items: flex-start;
        padding: 40px;
        gap: 24px;
        transition: var(--transition);
        overflow-y: auto;
    }

    .nav-links.active {
        right: 0;
    }

    .nav-links .btn {
        width: 100%;
    }
}

/* Hero Section */
.hero {
    padding-top: 160px;
    padding-bottom: 100px;
    background: linear-gradient(135deg, #f0f5fa 0%, #e2effa 100%);
    position: relative;
    overflow: hidden;
}

.hero::after {
    content: '';
    position: absolute;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(0, 102, 204, 0.08) 0%, rgba(0,0,0,0) 70%);
    top: -200px;
    right: -200px;
    border-radius: 50%;
    z-index: 1;
}

.hero-content {
    position: relative;
    z-index: 2;
}

.hero-subtitle {
    display: inline-block;
    background-color: rgba(0, 102, 204, 0.1);
    color: var(--secondary);
    padding: 6px 16px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.875rem;
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.hero-title {
    font-size: 3.5rem;
    line-height: 1.15;
    margin-bottom: 24px;
}

.hero-title span {
    background: linear-gradient(to right, var(--primary), var(--secondary));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.hero-description {
    font-size: 1.125rem;
    color: var(--text-muted);
    margin-bottom: 40px;
    max-width: 550px;
}

.hero-ctas {
    display: flex;
    gap: 16px;
}

.hero-image-wrapper {
    position: relative;
    z-index: 2;
    display: flex;
    justify-content: center;
}

.hero-image {
    width: 100%;
    max-width: 480px;
    filter: drop-shadow(0 20px 40px rgba(15, 23, 42, 0.15));
    animation: float 6s ease-in-out infinite;
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

@media (max-width: 992px) {
    .hero {
        padding-top: 140px;
        padding-bottom: 60px;
    }
    .hero-title {
        font-size: 2.75rem;
    }
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 2.25rem;
    }
    .hero-ctas {
        flex-direction: column;
    }
    .hero-ctas .btn {
        width: 100%;
    }
}

/* Simulator Widget */
.simulator-card {
    background-color: var(--bg-white);
    border-radius: var(--border-radius);
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--border);
    padding: 40px;
    position: relative;
}

.simulator-title {
    font-size: 1.5rem;
    margin-bottom: 24px;
    display: flex;
    align-items: center;
    gap: 12px;
}

.simulator-title i {
    color: var(--secondary);
}

.sim-group {
    margin-bottom: 28px;
}

.sim-labels {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 8px;
    font-weight: 600;
}

.sim-value {
    color: var(--secondary);
    font-size: 1.25rem;
    font-family: var(--font-heading);
    font-weight: 700;
}

.sim-slider {
    width: 100%;
    height: 6px;
    border-radius: 5px;
    background: #e2e8f0;
    outline: none;
    -webkit-appearance: none;
}

.sim-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--secondary);
    cursor: pointer;
    box-shadow: 0 0 0 4px rgba(0, 102, 204, 0.2);
    transition: var(--transition);
}

.sim-slider::-webkit-slider-thumb:hover {
    transform: scale(1.15);
    background: var(--secondary-hover);
    box-shadow: 0 0 0 6px rgba(0, 102, 204, 0.3);
}

.sim-radio-group {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 10px;
}

.sim-radio-btn {
    position: relative;
}

.sim-radio-btn input[type="radio"] {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
}

.sim-radio-label {
    display: flex;
    justify-content: center;
    align-items: center;
    padding: 10px;
    border: 2px solid var(--border);
    border-radius: 8px;
    cursor: pointer;
    font-weight: 600;
    font-size: 0.9rem;
    transition: var(--transition);
    text-align: center;
}

.sim-radio-btn input[type="radio"]:checked + .sim-radio-label {
    border-color: var(--secondary);
    background-color: rgba(0, 102, 204, 0.05);
    color: var(--secondary);
}

.sim-results {
    background-color: var(--bg-light);
    border-radius: 8px;
    padding: 24px;
    margin-bottom: 28px;
    border: 1px solid var(--border);
}

.result-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
}

.result-row:last-child {
    margin-bottom: 0;
    padding-top: 12px;
    border-top: 1px dashed var(--border);
}

.result-label {
    color: var(--text-muted);
    font-size: 0.95rem;
}

.result-value {
    font-weight: 700;
    font-size: 1.1rem;
}

.result-value.total-highlight {
    color: var(--success);
    font-size: 1.5rem;
    font-family: var(--font-heading);
}

.sim-cta {
    width: 100%;
}

/* Feature Cards (Products) */
.product-card {
    background-color: var(--bg-white);
    border-radius: var(--border-radius);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-sm);
    padding: 40px 30px;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

.product-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background-color: var(--border);
    transition: var(--transition);
}

.product-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(0, 102, 204, 0.15);
}

.product-card:hover::before {
    background-color: var(--secondary);
}

.product-card.premium::before {
    background-color: var(--accent);
}

.product-card.premium {
    border-color: rgba(217, 119, 6, 0.2);
}

.product-card.premium:hover {
    border-color: rgba(217, 119, 6, 0.4);
    box-shadow: 0 12px 30px rgba(217, 119, 6, 0.1);
}

.product-tag {
    position: absolute;
    top: 16px;
    right: -32px;
    background-color: var(--accent);
    color: var(--text-light);
    font-size: 0.75rem;
    font-weight: 700;
    padding: 4px 32px;
    transform: rotate(45deg);
    text-transform: uppercase;
}

.product-icon {
    width: 64px;
    height: 64px;
    background-color: rgba(0, 102, 204, 0.08);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary);
    font-size: 1.75rem;
    margin-bottom: 24px;
    transition: var(--transition);
}

.product-card.premium .product-icon {
    background-color: rgba(217, 119, 6, 0.08);
    color: var(--accent);
}

.product-card:hover .product-icon {
    transform: scale(1.1);
}

.product-title {
    font-size: 1.5rem;
    margin-bottom: 16px;
}

.product-desc {
    color: var(--text-muted);
    font-size: 0.95rem;
    margin-bottom: 24px;
    flex-grow: 1;
}

.product-features {
    margin-bottom: 32px;
}

.product-feature-item {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 12px;
    font-size: 0.9rem;
}

.product-feature-item i {
    color: var(--success);
    margin-top: 4px;
}

.product-features strong {
    color: var(--primary);
}

/* Why Choose Us Section */
.why-card {
    background-color: var(--bg-white);
    border-radius: var(--border-radius);
    padding: 30px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border);
    transition: var(--transition);
}

.why-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.why-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background-color: rgba(16, 185, 129, 0.1);
    color: var(--success);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin: 0 auto 20px auto;
}

.why-title {
    font-size: 1.25rem;
    margin-bottom: 12px;
}

.why-desc {
    color: var(--text-muted);
    font-size: 0.9rem;
}

/* How It Works Steps */
.step-card {
    position: relative;
    text-align: center;
    padding: 20px;
}

.step-num {
    width: 48px;
    height: 48px;
    background-color: var(--secondary);
    color: var(--text-light);
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px auto;
    border: 4px solid var(--bg-light);
    box-shadow: var(--shadow-sm);
    position: relative;
    z-index: 2;
}

.step-card::after {
    content: '';
    position: absolute;
    top: 44px;
    left: 50%;
    width: 100%;
    height: 2px;
    background-color: var(--border);
    z-index: 1;
}

.step-card:last-child::after {
    display: none;
}

.step-title {
    font-size: 1.2rem;
    margin-bottom: 8px;
    position: relative;
    z-index: 2;
}

.step-desc {
    color: var(--text-muted);
    font-size: 0.9rem;
    position: relative;
    z-index: 2;
}

@media (max-width: 768px) {
    .step-card::after {
        display: none;
    }
}

/* Call to Action Banner */
.cta-banner {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    border-radius: var(--border-radius);
    padding: 60px;
    position: relative;
    overflow: hidden;
}

.cta-banner::before {
    content: '';
    position: absolute;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(0, 102, 204, 0.15) 0%, rgba(0,0,0,0) 70%);
    bottom: -150px;
    left: -100px;
    border-radius: 50%;
}

.cta-grid {
    display: flex;
    justify-content: space-between;
    align-items: center;
    position: relative;
    z-index: 2;
    gap: 40px;
}

.cta-text {
    max-width: 600px;
}

.cta-title {
    font-size: 2.25rem;
    color: var(--text-light);
    margin-bottom: 16px;
}

.cta-desc {
    color: rgba(248, 250, 252, 0.8);
    font-size: 1.1rem;
}

@media (max-width: 992px) {
    .cta-grid {
        flex-direction: column;
        text-align: center;
    }
    .cta-banner {
        padding: 40px;
    }
}

/* FAQs */
.faq-container {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background-color: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--border-radius);
    margin-bottom: 16px;
    overflow: hidden;
    transition: var(--transition);
}

.faq-header {
    padding: 20px 24px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    font-weight: 600;
    font-size: 1.05rem;
    user-select: none;
}

.faq-icon {
    font-size: 1.25rem;
    transition: var(--transition);
    color: var(--secondary);
}

.faq-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s cubic-bezier(0, 1, 0, 1);
    padding: 0 24px;
    color: var(--text-muted);
    font-size: 0.95rem;
}

.faq-item.active {
    border-color: rgba(0, 102, 204, 0.15);
    box-shadow: var(--shadow-md);
}

.faq-item.active .faq-header {
    color: var(--secondary);
}

.faq-item.active .faq-icon {
    transform: rotate(180deg);
}

.faq-item.active .faq-content {
    max-height: 1000px;
    padding-bottom: 20px;
    transition: max-height 0.3s cubic-bezier(1, 0, 1, 0);
}

/* Contact Info & Forms */
.contact-wrapper {
    background-color: var(--bg-white);
    border-radius: var(--border-radius);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-sm);
    overflow: hidden;
}

.contact-info-panel {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    color: var(--text-light);
    padding: 48px;
    height: 100%;
}

.contact-info-panel h3 {
    color: var(--text-light);
    font-size: 1.75rem;
    margin-bottom: 16px;
}

.contact-info-panel p {
    color: rgba(248, 250, 252, 0.8);
    margin-bottom: 40px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.contact-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.contact-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.1);
    color: var(--accent);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.contact-text h4 {
    color: var(--text-light);
    font-size: 1rem;
    margin-bottom: 4px;
}

.contact-text p, .contact-text a {
    color: rgba(248, 250, 252, 0.7);
    font-size: 0.95rem;
}

.contact-text a:hover {
    color: var(--text-light);
}

.form-panel {
    padding: 48px;
}

.form-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin-bottom: 20px;
}

@media (max-width: 576px) {
    .form-grid {
        grid-template-columns: 1fr;
    }
}

.form-group {
    margin-bottom: 20px;
}

.form-label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    font-size: 0.9rem;
    color: var(--primary);
}

.form-control {
    width: 100%;
    padding: 14px 18px;
    border: 1.5px solid var(--border);
    border-radius: 8px;
    background-color: var(--bg-light);
    font-family: var(--font-body);
    font-size: 0.95rem;
    transition: var(--transition);
    outline: none;
}

.form-control:focus {
    border-color: var(--secondary);
    background-color: var(--bg-white);
    box-shadow: 0 0 0 4px rgba(0, 102, 204, 0.1);
}

textarea.form-control {
    resize: vertical;
    min-height: 120px;
}

.form-disclaimer {
    font-size: 0.8rem;
    color: var(--text-muted);
    margin-top: 12px;
}

/* Footer */
.footer {
    background-color: var(--primary);
    color: rgba(248, 250, 252, 0.7);
    padding-top: 80px;
    padding-bottom: 40px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    font-size: 0.9rem;
}

.footer-top {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 60px;
}

@media (max-width: 992px) {
    .footer-top {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 576px) {
    .footer-top {
        grid-template-columns: 1fr;
    }
}

.footer-brand .logo {
    color: var(--text-light);
    margin-bottom: 20px;
}

.footer-brand p {
    margin-bottom: 24px;
    max-width: 320px;
}

.footer-socials {
    display: flex;
    gap: 12px;
}

.social-link {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.05);
    color: var(--text-light);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
}

.social-link:hover {
    background-color: var(--secondary);
    transform: translateY(-3px);
}

.footer-title {
    color: var(--text-light);
    font-size: 1.1rem;
    margin-bottom: 20px;
    font-family: var(--font-heading);
}

.footer-links {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-link {
    color: rgba(248, 250, 252, 0.7);
    transition: var(--transition);
}

.footer-link:hover {
    color: var(--text-light);
    padding-left: 4px;
}

.footer-disclaimer-box {
    grid-column: 1 / -1;
    background-color: rgba(255, 255, 255, 0.03);
    border-radius: var(--border-radius);
    padding: 24px;
    border: 1px solid rgba(255, 255, 255, 0.05);
    font-size: 0.8rem;
    line-height: 1.6;
    margin-top: 20px;
}

.footer-disclaimer-box strong {
    color: var(--text-light);
}

.footer-bottom {
    padding-top: 40px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.footer-legal-links {
    display: flex;
    gap: 24px;
}

.footer-legal-link {
    color: rgba(248, 250, 252, 0.5);
    font-size: 0.8rem;
}

.footer-legal-link:hover {
    color: var(--text-light);
}

/* Floating Elements (WhatsApp) */
.whatsapp-float {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 60px;
    height: 60px;
    background-color: #25D366;
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4);
    z-index: 999;
    transition: var(--transition);
    animation: pulse-ring 2s infinite;
}

.whatsapp-float:hover {
    transform: scale(1.1) rotate(10deg);
    box-shadow: 0 10px 24px rgba(37, 211, 102, 0.5);
}

@keyframes pulse-ring {
    0% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.7); }
    70% { box-shadow: 0 0 0 12px rgba(37, 211, 102, 0); }
    100% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0); }
}

/* Detail Pages Features */
.hero-page {
    padding-top: 160px;
    padding-bottom: 60px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    color: var(--text-light);
    text-align: center;
    position: relative;
}

.hero-page h1 {
    color: var(--text-light);
    font-size: 3rem;
    margin-bottom: 16px;
}

.hero-page p {
    font-size: 1.1rem;
    max-width: 700px;
    margin: 0 auto;
    color: rgba(248, 250, 252, 0.8);
}

.requirements-box {
    background-color: var(--bg-white);
    border-radius: var(--border-radius);
    border: 1px solid var(--border);
    padding: 40px;
    box-shadow: var(--shadow-sm);
    height: 100%;
}

.requirements-box h3 {
    margin-bottom: 24px;
    display: flex;
    align-items: center;
    gap: 12px;
}

.requirements-box h3 i {
    color: var(--accent);
}

.req-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
    font-size: 0.95rem;
}

.req-list li i {
    color: var(--secondary);
    margin-top: 4px;
}

.badge-financial {
    display: inline-block;
    padding: 6px 12px;
    background-color: var(--accent-light);
    color: var(--accent-hover);
    font-weight: 700;
    font-size: 0.8rem;
    border-radius: 4px;
    margin-bottom: 16px;
    text-transform: uppercase;
}

/* Icons (FontAwesome replacement fallback) */
@import url('https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.4.0/css/all.min.css');